Vivid Housing Limited (202428548)
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Decision |
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Case ID |
202428548 |
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Decision type |
Investigation |
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Landlord |
Vivid Housing Limited |
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Landlord type |
Housing Association |
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Occupancy |
Assured Tenancy |
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Date |
23 October 2025 |
Background
- The resident lives on his own in a bungalow. He has long term health conditions, including ones that affect his mobility. He describes himself as “registered disabled”. He reported a leak from his roof in August 2023 and said the landlord had not repaired it when he complained in July 2024.
What the complaint is about
- The resident’s complaint is about the landlord’s handling of:
- Repairs, including a leaking roof and damp and mould.
- The complaint.
Our decision (determination)
- We found:
- Severe maladministration in the landlord’s handling of repairs, including a leaking roof and damp and mould.
- Maladministration in the landlord’s complaint handling.
We have made orders for the landlord to put things right.
Summary of reasons
The landlord’s handling of repairs, including a leaking roof and damp and mould
- The landlord failed to respond to the resident’s repairs within a reasonable timeframe and did not consider offering temporary housing when his property became unsafe. The landlord should have inspected the leak and damp and mould sooner. The landlord’s attempts to remedy the complaint were disproportionate to the impact the resident said the issues had on him. It did not inspect the completed works as promised and the resident said issues are outstanding, which leaves the complaint unresolved.
The landlord’s complaint handling
- The landlord did not address all the points the resident raised in his complaint. This included his complaint about repairs to his boiler and its consideration of his disabilities. This was not in line with its policies and procedures, or our Complaint Handling Code.
Putting things right
Where we find service failure, maladministration or severe maladministration we can make orders for the landlord to put things right. We have the discretion to make recommendations in all other cases within our jurisdiction.
Orders
Landlords must comply with our orders in the manner and timescales we specify. The landlord must provide documentary evidence of compliance with our orders by the due date set.
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Order |
What the landlord must do |
Due date |
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1 |
Apology order
The landlord must apologise in writing to the resident for the failures identified in this report. The landlord must ensure the apology:
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No later than 20 November 2025 |
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2 |
Compensation order The landlord must pay the resident £1,850 made up as follows:
The compensation must be paid directly to the resident and the landlord must provide documentary evidence of it being paid by the due date. The landlord may deduct from the total figure any payments it has already paid. |
No later than 20 November 2025 |
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3 |
Inspection order The landlord must contact the resident to arrange an inspection of his property. It must take all reasonable steps to ensure the inspection is completed by the due date. The inspection must be completed by a suitably qualified person. If the landlord cannot gain access to complete the inspection, it must provide us with documentary evidence of its attempts to inspect the property no later than the due date. What the inspection must achieve The landlord must ensure that the surveyor:
It must produce a written report with photographs. The survey report must set out:
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No later than 20 November 2025 |
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4 |
Works order – starting the works The landlord must take all steps to ensure the resident’s hallway ceiling works are started following the roof repair. This includes redecorating and ‘making good’ the area it has repaired. If the landlord cannot start the works by the due date, it must explain to us:
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No later than 18 December 2025 |
Recommendations
Our recommendations are not binding, and a landlord may decide not to follow them.
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Our recommendations |
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We recommend the landlord considers replacing the resident’s damaged flooring or contacts him to offer support with making an insurance claim. |
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If it has not already done so, we recommend the landlord contacts the resident to clarify the full extent of his health conditions. It should update its records accordingly so it can take them into consideration when responding to the resident, in line with its policies. |
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The resident raised an issue with his back door in his complaint escalation on 29 August 2024. We recommend the landlord contacts the resident to see if this remains an issue and if it needs to respond in line with its policies. |
Our investigation
The complaint procedure
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Date |
What happened |
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1 August 2024 |
The resident complained to the landlord. He said he reported a leak from his roof in August 2023, and the landlord did not inspect it until his hallway ceiling partially collapsed in July 2024. He said this damaged his laminate flooring. He said he reported damp and mould in his property in May 2022, and the landlord had not inspected this either.
The resident complained his boiler broke on 31 July 2024 and he had no hot water. He said an emergency worker came out, but the landlord told him it would not be fixed for up to 5 days. He also said his lights were flickering, which he thought related to his electrics.
The resident also complained the landlord did not consider his disabilities when he reported repairs. |
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19 August 2024 |
The landlord responded to the resident’s complaint. It acknowledged its failures when handling the roof repair and apologised. It outlined its plans to fix the roof, repair the ceiling, and inspect the works afterwards. It said he could claim from its insurers for the flooring. It offered him £420 compensation. |
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29 August 2024 |
The resident escalated his complaint to the landlord. He outlined facts which he said were incorrect and missing in its first complaint response. He raised a new issue about repairs to his back door. |
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24 September 2024 |
The landlord responded to the resident’s escalated complaint. It confirmed it surveyed the damp and mould on 3 September 2024 and explained what work it would do. It agreed to cover the cost of taking off the resident’s porch which it removed to start the roof repairs. It offered him a further £150 compensation, which included £50 for its poor communication and £100 for the impact on him. |
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Referral to the Ombudsman |
The resident escalated his complaint to us as he is unhappy with the level of compensation the landlord offered. He said his home was uninhabitable for 3 months whilst the landlord fixed the roof and it did not offer temporary housing. He said work is outstanding as it did not redecorate his hallway or replace his smoke alarm. He said the landlord cracked roof tiles when it removed the scaffolding. He has not claimed from the landlord’s insurers for his hallway flooring, as he is waiting for the outcome of this case. He said his property still has damp and mould. |
What we found and why
The circumstances of this complaint are well known by the parties involved, so it is not necessary to detail everything that’s happened or comment on all the information we’ve reviewed. We’ve only included the key information that forms the basis of our decision of whether the landlord is responsible for maladministration.
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Complaint |
The landlord’s handling of repairs including a leaking roof, and damp and mould. |
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Finding |
Severe maladministration |
- The resident reported his roof leaking on 24 August 2023. The landlord did not attempt to inspect the repair for over 6 months. This represents a severe failure, as its response exceeded its policy timeframe of 24 hours for emergency repairs. It tried to inspect his roof on 26 March 2024 but was unable to due to the rain. However, it failed to inform the resident of this attempt. The resident chased the landlord on 5 April 2024 but it missed another opportunity to reschedule the inspection.
- It was unreasonable that the landlord failed to inspect the resident’s leaking roof for over 10 months (from 24 August 2023 to 16July 2024). His ceiling subsequently collapsedon 16 July 2024. The landlord acknowledgedits service failed within its complaint responses. In its first response, it agreed to do the works andarrange a post inspection. It said it would “identify any repairs outstanding to bring your home up to a good standard”. Itreplacedthe roof on 17 October 2024. However, it took a further 3 months toreplaster the hallway ceiling, which it completed on 7 January 2025. Thisadditionaldelay was unacceptable and outside of its 28-day policy timeframe.
- Repair works can be unavoidably delayed for various reasons. However, where works cannot be completed within planned timeframes, we expect landlords to keep residents fully updated throughout. They should consider if there is anything they can do to mitigate any impact the delays would have upon the resident. This might include offering temporary accommodation when a property is unsafe, as in this case. There was no evidence the landlord kept the resident fully updated throughout the repairs, or considered offering alternative housing.
- In its complaint response the landlord agreed to inspect the works. It obtained images of the replaced roof tiles but it failed to do a comprehensive inspection of the resident’s property. The resident said roof tiles were broken when the scaffolding was removed, which he said have still not been fixed. The landlord also assured the resident in its complaint response that it would bring his home “up to a good standard”. But it did not redecorate his hallway ceiling, consider replacing his damaged flooring, or help him claim from its insurers. The resident also reported he has no smoke alarm in his hallway. This leaves this part of the complaint unresolved.
- The landlord acknowledged the resident reported damp and mould in May 2022. However, it did not provide any evidence it inspected his property until he raised the issue again in his complaint in August 2024. This represents a severe failure as its response time significantly exceeded its policy which says it will inspect damp and mould within 14 days.
- The landlord inspected the damp and mould on 3 September 2024 and identified works it said it would do. This included staining the living room ceiling and insulating the loft. It insulated the loft when it replaced the roof on 17 October 2024. But it has not evidenced it stained the living room ceiling. The landlord did not post-inspect these works and therefore did not fully resolve this part of the resident’s complaint. He said he continues to have issues with damp and mould in his property.
- The landlord recognised some of its failings in its complaint responses. However, its compensation offer of £570 was not proportionate to the scale of our findings, in line with our remedies guidance. There were excessive delays starting and completing the repairs and this had a significant impact on the resident. In his complaint he said, “I have mobility issues and without lighting and potentially having to place numerous receptacles in the hallway my property becomes very dangerous for me to live in”. In early September 2024 he told the landlord he had hardly slept as water was pouring through his ceiling. He said he was “frustrated, concerned, inconvenienced and distressed by this ongoing saga”. He also told us the issues affected his mental wellbeing.
- When assessing an appropriate amount of compensation, we considered the distress and inconvenience and the resident’s loss of enjoyment of his property. The residentlived elsewherefor 3 months due to the unsafe conditions. He said the temporary accommodation he stayed in was inconvenientas it had 3 levels accessed by stairs and he has mobility issues. But he was not offered an alternative. In some cases we calculate compensation based on a percentage of rent for the loss of a room. In this case as the property is a small bungalow and the resident is disabled we have not based our compensation on this. Instead, we have considered the significant failures by the landlord and the seriously detrimental impact on the resident, in line with our remedies guidance.
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Complaint |
The landlord’s complaint handling |
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Finding |
Maladministration |
- The landlord’s responses to the resident’s complaint were in line within its policy timescales. This says it will respond to stage 1 complaints within 10 working days and stage 2 complaints within 20 working days. This complies with our Complaint Handling Code (the Code).
- Although the landlord responded promptly to the complaint, it failed to address all the resident’s issues. This included his concerns about having no hot water due to his boiler breaking, and his lighting flickering due his electrics failing. It reasonably resolved these issues but it did not explain its actions in either of its complaint responses. Our Code says “Landlords must address all points raised in the complaint definition and provide clear reasons for any decisions, referencing the relevant policy, law and good practice where appropriate”.
- The landlord did not show it paid ‘due regard’ to the resident’s disabilities in line with its ‘Public Sector Equality Duty’ under part 149 of the Equality Act 2010. In his complaint he said, “every time I have called, I have been required to explain my disabilities to the agent on the phone, this is both distressing and humiliating to do”. He repeated his concerns on 17 September 2024. The landlord did not acknowledge this part of the resident’s complaint in either of its complaint responses. This represents a complaint handling failure.
- The resident also raised a new problem about his back door in his complaint escalation on 29 August 2024. However, the landlord did not log a new repair, or record a new complaint, in line with our Code.
- We found maladministration in the landlord’s complaint handling. We ordered the landlord pay £250 compensation for the likely frustration and inconvenience it caused the resident. This is in line with our remedies guidance.
Learning
- The landlord made some positive attempts to remedy the resident’s complaint. It paid to remove the resident’s unauthorised improvement (a lean-to porch) so it could erect scaffolding. It also paid for a new TV aerial to replace the resident’s damaged one in November 2024. However, it failed tofully inspectall the work afterwards which meant it missed an opportunity to resolve all the resident’s issues.
Knowledge information management (record keeping)
- There were failures in the landlord’s record keeping in this case. It failed to record the correct emergency response time when the resident reported a leak on 24 August 2023. It set a target date for 20 February 2024 instead of its policy timeframe of 24 hours. It also failed to record all the resident’s complaint points and respond in line with our Code.
Communication
- The landlord’s communication lacked customer focus. One of the resident’s main concerns was he repeatedly explained his health conditions and disabilities to call centre operatives. The landlord’s records show it was aware he had health conditions, so it should have paid due regard to these when communicating with the resident.
- The landlord did not update the resident during the roof repairs and replacement. We expect landlords to keep residents fully updated throughout works to manage residents’ expectations and provide a good service.