London Borough of Islington (202331207)

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Decision

Case ID

202331207

Decision type

Investigation

Landlord

London Borough of Islington

Landlord type

Local Authority / ALMO or TMO

Occupancy

Secure Tenancy

Date

21 January 2026

Background

  1. The resident lives with her child in a 2-bedroom split level flat. She and her child have substantial additional needs and the landlord’s records reflect this. She complained about the landlord’s management of repairs related to damp and mould. She escalated her complaint to this Service because she was dissatisfied with the landlord’s response.

What the complaint is about

  1. The complaint is about the landlord’s management of repairs related to damp, rot and mould.
  2. We have also investigated the landlord’s complaint handling.

Our decision (determination)

  1. There was maladministration in the landlord’s management of repairs related to damp, rot and mould.
  2. There was maladministration in the landlord’s complaint handling.

We have made orders for the landlord to put things right.

Summary of reasons

  1. The landlord failed to meet its duties to provide a safe and healthy home and did not follow the required timescales in its Damp and Mould Procedure or Repairs Policy, leading to late inspections, cancelled works orders, and duplicated contractor attendance. It did not act with appropriate urgency when the resident reported worsening rain penetration and health concerns, and it took 112 working days to complete essential external repairs. These prolonged delays, poor coordination, and failures in record keeping left the household in damp and unhealthy conditions for an extended period.
  2. The landlord met basic complainthandling timescales but failed to address the significant delays and service failures shown in over a year of unresolved repairs and 22 works orders. Its stage 1 response offered limited compensation and was procedural in tone, showing little meaningful empathy for the resident’s circumstances. At stage 2, it did not acknowledge any failings and shifted responsibility onto the resident to prove disrepair, rather than addressing the complaint or identifying learning. Overall, the landlord did not demonstrate ownership, proportional redress, learning or meaningful engagement with the resident’s concerns.

Putting things right

Where we find service failure, maladministration or severe maladministration we can make orders for the landlord to put things right. We have the discretion to make recommendations in all other cases within our jurisdiction.

Orders

Landlords must comply with our orders in the manner and timescales we specify. The landlord must provide documentary evidence of compliance with our orders by the due date set.

Order

What the landlord must do

Due date

1

Apology order

The landlord must apologise in writing to the resident for the failures identified in this report. The landlord must ensure:

  • The apology is specific to the failures identified in this decision, meaningful and empathetic.
  • It has due regard to our apologies guidance.

No later than

18 February 2026

3

Compensation order

The landlord must pay the resident £710, made up as follows:

  • £220 for the resident’s time and trouble in pursuing repairs and facilitating multiple repair appointments.
  • £340 for the distress and inconvenience of living in poor conditions with her vulnerable child and with additional needs for 34 weeks at £10 per week.

 

  • £150 for its failures in complaints handling.  

This must be paid directly to the resident by the due date. The landlord must provide documentary evidence of payment by the due date.

The landlord may deduct from the total figure any payments it has already paid.

 No later than

18 February 2026

 

Inspection order

The landlord must consider if the circumstances in the resident’s home amount to a potential emergency or a potential significant hazard. If the circumstances could be, it must carry out an investigation in line with the provisions of the Hazards in Social Housing (Prescribed Requirements) (England) Regulations 2025.

It must take all reasonable steps to ensure that the inspection is completed by the due date or within the relevant prescribed requirement if it believes Awaab’s law applies.

A suitably qualified independent surveyor must complete the inspection. If the landlord cannot gain access to complete the inspection, it must provide us with documentary evidence of its attempts to inspect the property no later than the due date.

The landlord must ensure that the surveyor inspects the entire property for any concerns with the walls, flooring, brickwork, damp, mould, rot, necessary repairs, and produce a written report with photographs.

The survey report must set out:

  • Whether there is an emergency or significant hazard – based on the conditions in the property and the household’s health and circumstances.
  • Whether the property is fit for human habitation and whether there are any hazards.
  • The most likely cause of any damp and mould.
  • A full scope of works to achieve a lasting and effective repair and resolution to the issues (if the landlord is responsible).
  • The likely timescales to commence and complete the work.

The landlord must ensure it provides the resident and the Ombudsman with a copy of its report by the due date (or within 3 working days of the date its investigation is concluded, if it finds Awaab’s law applies).

No later than

05 February 2026

 

Our investigation

The complaint procedure

Date

What happened

3 March 2025

The resident submitted a stage 1 complaint. She complained:

  • The landlord had failed to repair damp, mould and rot within the property caused by historic and ongoing water damage, causing long term health problems for her and her child.
  • She was currently experiencing high damp levels and strong odours from wet plasterwork.
  • The landlord was in breach of its obligations to keep the property in a good state of repair and fit for habitation.

The resident sought:

  • Compensation of £547,100.
  • To be moved to alternative accommodation.
  • To carry out improvement works to insulate and to mitigate noise transference.

6 March 2025

The landlord responded to the resident’s stage 1 complaint. It said:

  • External roof work, windows replacement and external repainting had been completed on 12 February 2025.
  • Additional works to the interior of the property were scheduled for 19 March 2025.

It upheld the resident’s complaint. It acknowledged the roof repairs took

longer than expected and caused inconvenience.  It offered the resident

compensation of £516.60.

12 May 2025

The resident emailed the landlord. She complained that damp and staining to the bedrooms had returned, mouldy insulation had not been replaced when the windows were replaced and the conditions at the property were continuing to impact her health and that of her child.

15 May 2025

The landlord acknowledged the resident’s complaint at stage 2. It said it would respond within 20 working days.

12 June 2025

The landlord issued its stage 2 response. It said:

  • It had undertaken its duty of care to remedy all disrepair matters.
  • It provided a chronology of 22 repairs visits that had taken place between 12 April 2024 and 12 June 2025.
  • It would attend on 25 June 2025 to stain block and patch paint 1 bedroom. 
  • To claim compensation, the resident had to show that the home was still in disrepair, that the council had been told about the issue and didn’t fix it, that the disrepair affected their health, and that they had proof of any losses or harm.
  • It did not uphold the resident’s complaint. It found no service failures and its compensation offered at stage 1 was appropriate.

Referral to the Ombudsman

The resident asked this Service to:

  • Investigate the pattern of neglect and failure to act.
  • Consider the health and financial impact on her household.
  • Ensure the landlord applies reasonable adjustments for further works.
  • Award her compensation for years of unfit living conditions.

What we found and why

The circumstances of this complaint are well known by the parties involved, so it is not necessary to detail everything that’s happened or comment on all the information we’ve reviewed. We’ve only included the key information that forms the basis of our decision of whether the landlord is responsible for maladministration.

What we have not considered and why

  1. The resident told the landlord that the living situation affected the household’s health. While we do not dispute this, we cannot determine any direct link between the complaint and health. The resident may wish to seek independent advice on a personal injury claim. We have, however, considered any distress and inconvenience caused by the landlord’s actions.
  2. The resident told this Service that her concerns about damp, rot and mould began in 2012. To ensure fairness, this investigation is limited to the issues that completed the landlord’s internal complaints procedure on 12 June 2025. The resident’s prior reports of damp, rot and mould have been noted to provide background context to the complaint.

Complaint

The landlord’s management of repairs related to damp, rot and mould.

Finding

Maladministration

  1. Under its Damp and Mould Procedure, the landlord must first address any leaks or waterpenetration issues, complete a damp survey within 20 working days if none has been carried out in the previous 6 months, and raise remedial works within 3 working days, prioritising action within either 24 hours or 20 working days depending on severity.
  2. If problems remain unresolved after 2 months, the landlord must complete a stage 2 survey within 10 working days, with unresolved cases reviewed at stage 3 by senior officers within a further 10 working days. Its Repairs Guide sets response times ranging from 2 hours for emergencies to 60 working days for complex planned works.
  3. The resident reported a recurrence of damp and staining in a recently redecorated bedroom on 16 May 2024. The landlord arranged an initial inspection for 18 June 2024, and a damp survey was carried out on 4 July 2024.
  4.  The landlord’s damp survey record noted that the surveyor “was bombarded by the resident with a full outline of past and present history dating back to December 2012” and that the “front bedroom was plastered to satisfy [the] tenant who was convinced there was still mould in the walls.” This Service cannot determine whether the comments were based on objective observations relevant to the survey, or whether they represented subjective opinions that may have influenced the landlord’s assessment of the damp and mould concerns.
  5. The survey identified missing render and recommended works requiring scaffolding. The works order was not raised until 23 July 2024, 13 working days after the survey. This was not compliant with the landlord’s Damp and Mould procedure which states works orders must be raised within 3 working days. The landlord’s records state that the resident refused the works on 31 July 2024 and the job was cancelled. The resident’s decision not to book an appointment resulted in delays to the landlord’s ability to carry out the repairs.
  6. The records show that the works order was raised again on 4 September 2024. When contractors attended on 11 December 2024, 70 working days later, to erect scaffolding, they found that scaffolding had already been put in place by a different contractor. As a result, the works were placed on hold while the landlord sought clarification about who should complete the repairs. The landlord’s records acknowledge the confusion, stating “two separate teams duplicating work here..!” This indicates shortcomings in the landlord’s internal communication, poor internal coordination, record keeping, and overall management of the repairs. This caused avoidable delay at a point where timely action was important.
  7. The resident emailed the landlord on 31 January 2025. She told the landlord the walls were getting increasingly wet because of rain penetration. She emailed her GP the same day and stated she and her child were sleeping in the living room because of the conditions. She expressed concern for their ongoing health, citing fungal infections, diarrhoea, pneumonia requiring hospitalisation, general respiratory problems, poor mental health and muscle pains. These reports indicated a situation that required a prompt and coordinated response.
  8. The external works were not completed until 12 February 2025, 112 working days after the September works order was raised. Internal redecoration was scheduled for 25 June 2025. These delays were substantially outside the landlord’s damp and repairs timescales and left the household living in poor conditions for an extended period.
  9. The landlord’s records evidence a further damp survey was carried out on 17 February 2025. The survey found no evidence of penetrating damp, with all pinmeter readings returning dry, and the areas that appeared damp were assessed as condensationrelated due to indoor drying of laundry and closed trickle vents; the loft showed no mould or moisture, insulation was recently replaced, and a small patch of decorative staining was identified on the front bedroom wall.
  10. While the resident reported significant and worsening disrepair, some of the descriptions of the extent and impact of the issues appeared to go beyond what was supported by the landlord’s inspection records. However, the landlord did not take the opportunity to engage with these reports in a structured or proactive way, which meant it did not properly assess, respond to, or address the resident’s stated concerns.
  11. The evidence overall shows shortcomings in the landlord’s timeliness and its management of the repairs related to damp and mould. This added to the resident’s distress and inconvenience in seeking a resolution to her issue and could not but have further damaged the landlord and tenant relationship.
  12. In summary, there were prolonged delays throughout the repairs process, including late inspections, cancelled and misallocated works orders, and duplicated contractor attendance. The landlord did not act with appropriate urgency when the resident reported worsening rain penetration and said she and her child were sleeping in the living room. Although her later reports went beyond what was supported by the February 2025 survey, the landlord failed to engage with her concerns in a structured or timely way. It took 112 working days to complete the external works, leaving the household in damp conditions far beyond the landlord’s policy. These delays and coordination failures caused avoidable distress and inconvenience. Cumulatively, there was maladministration in the landlord’s handling of the repairs related to damp and mould.

Complaint

The handling of the complaint

Finding

Maladministration

  1. The landlord’s Complaints Policy complies with the Ombudsman’s Complaint Handling Code, requiring acknowledgment within 5 working days and a response within 10 working days at stage 1 or 20 at stage 2. Its Compensation Guidance sets typical awards of £500–£2500 per year for disrepair, £100–£300 for time and trouble, and £100–£300 for distress, rising to £1000 for severe cases.
  2. This Service wrote to the landlord on 27 February 2025 following contact from the resident. The resident had told this Service that she had submitted complaints to the landlord on 12 September 2023 and 6 December 2024. We asked the landlord to respond to the resident’s complaint.
  3. The landlord raised a new stage 1 complaint in response to our intervention and supplied this Service with copies of its responses issued at stage 1 and 2 to the resident’s complaint of 6 December.
  4. The resident submitted a further stage 1 complaint on 3 March 2025 regarding the continued failure to complete repairs, describing the property as uninhabitable. She told the landlord in her stage 1 complaint that the condition of the property was having a serious impact on her household. She said it affected her dignity, caused distress to her and her family, and contributed to health problems that, in her view, prevented her child from attending school fulltime. She described the flat as “a place of terror”. She requested substantial compensation for distress, time and trouble, and damaged belongings. This placed the landlord on notice that the resident considered the issues to be urgent and significantly affecting her daily life.
  5. In its 6 March 2025 stage 1 response, the landlord upheld the complaint, acknowledged delays to the roof works, and offered compensation. However, while the landlord recognised elements of its service failure, the compensation offered was limited in the context of the length of delay and the overall impact on the resident. The evidence therefore shows that although the landlord made some attempts to put things right, its response did not fully reflect the extent of the shortcomings identified.
  6. The response, while containing standard apologies, was largely procedural and focused on repair history and process limitations. It did not acknowledge the impact of the prolonged delays on the resident and her child or reflect on the landlord’s part in the missed and duplicated works. It emphasised what could not be investigated rather than offering reassurance about next steps, and it did not identify any learning or improvement. As a result, the tone appeared defensive and did not demonstrate the empathy or ownership expected under the Complaint Handling Code.
  7. The landlord escalated the matter appropriately when the resident sent further information by email on 12 May 2025, issuing a stage 2 response within policy timeframes.
  8. However, the stage 2 response did not acknowledge the extensive delays or the impact of poor conditions in the property, which had required 22 works orders raised over the course of more than a year. It maintained that there were no service failures and that the stage 1 compensation offered was sufficient. It also said that the resident had to prove the disrepair, what it caused, and any resulting harm. This shifted responsibility onto the resident, failed to address the substance of her complaint, and showed no learning from the issues raised.
  9. In summary, the landlord met some procedural requirements by acknowledging and responding to the resident’s complaints within the timescales set out in its Complaints Policy. However, it failed to recognise or address the significant delays and service shortcomings evident from the repair history, despite intervening contact from this Service and the resident’s repeated attempts to raise concerns. Its stage 1 response did not offer compensation proportionate to the length and impact of the delays, and its stage 2 response did not acknowledge any service failures. The landlord did not demonstrate that it had fully considered the resident’s circumstances and substantial additional needs, nor did it identify learning from the complaint. It showed little meaningful empathy for the resident’s situation and the complaints process did not resolve or improve the resident’s dissatisfaction with her living conditions.
  10. Taken together, these failings amount to maladministration in the landlord’s complaints management.

Learning

  1. The findings show that the landlord needs to strengthen its approach to managing damp and mould cases by ensuring full compliance with its procedures and relevant legislation.
  2. Its complaint handling should more accurately reflect service failures, offer proportionate redress, and demonstrate learning from the issues raised.

Knowledge information management (record keeping) and communication.

  1. The evidence shows weaknesses in internal communication and record keeping, including duplicated contractor attendance and confusion about responsibility for works, indicating the need for clearer coordination between teams.