Octavia Housing (202502547)

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Decision

Case ID

202502547

Decision type

Investigation

Landlord

Octavia Housing

Landlord type

Housing Association

Occupancy

Assured Tenancy

Date

11 December 2025

Background

  1. The resident said various repairs, including remedial works following damp and mould treatment, a broken wash basin and cracks in the ceiling had been outstanding for some time before she complained to the landlord. Additionally, she said there was still evidence of mould in the property. The resident’s husband has a progressive lung disease which the landlord had been aware of since at least July 2022.

What the complaint is about

  1. The complaint is about the landlord’s handling of:
    1. Repairs.
    2. The resident’s complaint.

Our decision (determination)

  1. We found the landlord responsible for:
    1. Maladministration for its handling of repairs.
    2. Service failure for its complaint handling.

We have made orders for the landlord to put things right.

Summary of reasons

Handling of repairs

  1. Despite acknowledging its failings, the landlord failed to complete the repairs within a reasonable timescale and did not show it had learned from its mistakes during the complaint process.

Complaint handling

  1. The landlord did not show how it had learned from its failings or how it would stop similar mistake from happening again.

 

Putting things right

Where we find service failure, maladministration, or severe maladministration we can make orders for the landlord to put things right. We have the discretion to make recommendations in all other cases within our jurisdiction.

Orders

Landlords must comply with our orders in the manner and timescales we specify. The landlord must provide documentary evidence of compliance with our orders by the due date set.

Order

What the landlord must do

Due date

1

Apology order

The landlord must apologise in writing to the resident for the failures identified in this report. The landlord must ensure:

  • An appropriate member of the landlord’s senior leadership team must provide the apology.
  • The apology is specific to the failures identified in this decision, meaningful and empathetic.
  • It has due regard to our apologies guidance.

No later than

12 January 2026

2

Compensation order

The landlord must pay the resident £2,900, as set out in its complaint responses and ‘putting it right’ review. Made up as follows:

  • £2200 for its delays dealing with the repairs and the distress and inconvenience this caused the resident
  • £700 for its delays dealing with the resident’s complaint

The landlord must pay this directly to the resident by the due date. The landlord must provide documentary evidence of the payment by the due date.

No later than

12 January 2026

3

Works order

The landlord must take all steps to ensure the outstanding repairs as set out in its ‘putting things right’ review are completed promptly and in any event by the due date. For the avoidance of doubt, the outstanding repairs are:

  • Replacement of the front door.
  • Repair to the subfloor in the bedroom and replacement of the carpet following on from this.

If the landlord cannot complete the works in this time, it must explain to us, by the due date:

  • Why it cannot complete the works by the due date and provide evidence to support its reasons. It must provide a revised timescale of when it will finish the works; or
  • The steps it has taken to complete the works and provide supporting evidence. It must provide a revised timescale if it is able to or explain why it cannot.
  • Whether suitable alternative accommodation is necessary and will be made available to the resident until the work is completed.

No later than

12 January 2026

4

Learning order

The landlord must carry out a review to consider the findings in this investigation. It must consider the steps it should take, if it has not done so already, to avoid repeat of the issues. The landlord must also consider any specific learning it can take, to improve its future service, including its policies on vulnerable people.

The landlord must provide evidence of this to us by no later than the due date.

No later than

28 January 2026

 

Recommendations

Our recommendations are not binding, and a landlord may decide not to follow them.

Our recommendation

We recommend the landlord updates the resident with the outcome of its asbestos inspection, if it has not already done so.

 

Our investigation

The complaint procedure

Date

What happened

11 January 2024

The resident complained to the landlord about outstanding repairs. She said they included:

  • Cracks and flaking paint on ceiling and walls in the living room where a contractor had previously treated the area for mould
  • Draughts around the bay window in the living room
  • Issues with the lining paper in both bedrooms following the landlord carrying out a mould treatment on the area
  • A cracked wash basin in the bathroom which was leaking

The resident said she had contacted the landlord about the issues before Christmas 2023 but had not received a response.  She also said her husband’s health condition had worsened and the outstanding repairs caused her additional stress.

4 March 2024

The landlord acknowledged the resident’s stage 1 complaint about outstanding repairs and said it would respond with 10 working days. Additionally, it asked the resident to complete a ‘clarification of issues’ form, which she did on 6 March 2024. The resident said:

  • There was mould in their main bedroom
  • Contractors had cut a hole in the bedroom carpet when investigating uneven sub-floor
  • Mould treatment had damaged lining paper on the walls in both bedrooms
  • The washbasin in the bathroom was cracked and leaked.
  • There were cracks and flaking paint in the living room
  • There was a gap around the front door
  • There was no ventilation in the kitchen

1 August 2024

The landlord responded to the resident’s stage 1 complaint. It apologised for the delay and acknowledged the distress and inconvenience the delay had caused the resident.

Additionally, it:

  • Confirmed some repairs had been completed
  • Acknowledged there were still some outstanding repairs.
  • Said its damp and disrepair manager would be the resident’s single point of contact, and they would keep in contact with the resident throughout the repairs process
  • Would arrange an inspection of the property to assess outstanding repairs and identify remedial works

The landlord made the resident an offer of £350 compensation which it said consisted of:

  • £250 for the delays in dealing with the repairs
  • £100 for its complaint handling

13 September 2024

The landlord increased its offer of compensation to £750 which it said was:

  • £500 for its delays in dealing with repairs
  • £250 for its complaint handling

16 September 2024

The resident escalated her complaint to stage 2. The landlord acknowledged this on 23 September 2024 and said it would provide a response within 20 working days.

6 February 2025

The landlord responded to the resident’s stage 2 complaint. It apologised for its delays competing the repairs. It also apologised that its damp and disrepair manager had not been in contact since the stage 1 response.

It confirmed it had spoken with the resident on 17 December 2024 and summarised a list of the outstanding repairs, which included all the issues included in its stage 1 response apart from the wash basin which it had replaced. It noted the resident had reported the renewed shower was not working and the water pressure in the bathroom was low.

Additionally, the landlord acknowledged there was mould in the property, and this was causing the resident and her husband distress.

The landlord said it would arrange for a full inspection of all the outstanding repairs no later than 13 February 2025. It said it would address the issues in a comprehensive and efficient manner.

It acknowledged its failings and accepted its handling of the complaint had not been fair or reasonable. It offered the resident £1,250 compensation in addition to the compensation offered at stage 1 of its complaints process. It said the further compensation consisted of:

  • £400 for the delays
  • £450 for its handling of the complaint
  • £400 for the distress and inconvenience

After the internal complaints process

On 21 October 2025, following intervention from us, the landlord reviewed its handling of the complaint.

It accepted that following the stage 2 response it did not complete the repairs in a timely manner.

Additionally, it said:

  • A recent assessment of the resident’s front door recommended it needed to be replaced, which the landlord said would take between 6 or 7 weeks
  • A carpet contractor would replace the bedroom carpet once the landlord repaired the sub floor

The landlord also made the resident a further offer of compensation of £900 in addition to the compensation offered during the complaints process. It said this was for:

  • £250 for its failure to complete all repairs in a timely manner
  • £500 for the impact of the delays in resolving the shower functionality
  • £150 for its poor communication

Referral to the Ombudsman

In referring the complaint to us in September 2025 the resident said repairs were still outstanding. She said the landlord had not provided an update on the repairs and she was unhappy that it had failed to address the issue with the bedroom carpet in its offer of compensation.

 

What we found and why

The circumstances of this complaint are well known by the parties involved, so it is not necessary to detail everything that’s happened or comment on all the information we’ve reviewed. We’ve only included the key information that forms the basis of our decision of whether the landlord is responsible for maladministration.

Complaint

The landlord’s handling of repairs

Finding

Maladministration

What we will not investigate

  1. We will only investigate issues raised as part of the complaint and addressed by the landlord in its stage 2 response on 6 February 2025. We will not investigate anything that postdates the landlord’s final response other than to ensure it follows through on agreements made during the complaints process. This means we will not investigate the resident’s concerns that the landlord has not provided an update on its asbestos inspection. This is because it occurred after the landlord’s final complaint response.
  2. The resident has told us her husband has a progressive lung disease, and the mould has affected his health. It would be fairer, more reasonable, and more effective for the resident to make a personal injury claim for any injury caused. The courts are best placed to deal with this type of dispute as they will have the benefit of independent medical advice to make appropriate decisions. We understand the landlord provided the resident with its insurers details as part of its ‘putting things right’ review of the complaint on 21 October 2025. We have not investigated this further. However, we will consider the distress and inconvenience to the resident caused by the issue complained about.

What we have investigated

  1. Section 11 of the Landlord and Tenant Act 1985 implies a covenant on the landlord to keep in repair the installations for the supply of water, this includes sink baths and basins, but not other fixtures, fitting or appliances for making use of the supply of water.
  2. Following the resident’s stage 1 complaint and report of outstanding repairs, a building inspector attended on 6 February 2024 to assess the issues and schedule any required works.
  3. According to an internal email the inspector could not see any issues with the bay window. However, he noted the resident had raised concerns about contractors having damaged the bedroom carpet while investigating uneven sub-flooring. We have not seen any evidence that the landlord updated the resident with the outcome of the inspection.
  4. However, on 4 March 2024 the landlord asked the resident to provide full details of the outstanding repairs, which she did on 6 March 2024.
  5. Evidence showed the landlord carried out some of the repairs between June and July 2024, including removal of a heater from the bedroom wall and repaired the plaster. However, an inspection by the landlord found the quality of the plaster work to be poor.
  6. Although there is evidence the landlord completed some of the outstanding repairs before its stage 1 response on 30 August 2024, the majority of the repairs including works to address the mould in the bedroom remained outstanding. Additionally, we have not seen any evidence the landlord updated the resident about its progress with the remaining repairs until its stage 1 complaint response.
  7. The landlord failed to respond to the repairs within the 15 working day timescale set out in its policy. This was not appropriate. Additionally, its failure to keep the resident updated was unreasonable and caused the resident further distress.
  8. The landlord acknowledged and apologised for its failings in its stage 1 response and told the resident it would arrange an inspection and a single point of contact throughout the process. This was a reasonable proposal and demonstrated the landlord was keen to reach a resolution.
  9. However, it did not provide the resident with a timescale for the repairs and additionally, failed to follow through on its proposals.
  10. On 17 December 2024 following a phone call with the resident the landlord confirmed in an email to her that it would start the repairs and would deal with the mould and the outstanding repairs in the bedroom as a priority. The landlord summarised the outstanding repairs.
  11. In its stage 2 complaint response on 6 February 2025, the landlord listed the outstanding repairs, which included all issues raised by the resident in her stage 1 complaint and subsequent clarification of issues form on 6 March 2024. It apologised for its delays dealing with the repairs and said it would arrange for a building survey to assess the repairs.
  12. The surveyor’s report on 14 February 2025 confirmed the repairs raised by the resident remained outstanding and recommended works in every room in the property apart from the kitchen.
  13. Despite the landlord acknowledging the delays and telling the resident it would complete the repairs; evidence showed the repairs remained outstanding for many months after the landlord’s stage 2 complaint response.
  14. The landlord’s damp and mould inspection report dated 24 September 2025 did not find evidence of any mould and stated, ‘recent mould works had been effective’. The resident has confirmed this and also confirmed the landlord installed improved ventilation.
  15. Although it is encouraging to hear the mould treatment works completed by the landlord were effective, it took the landlord too long to address the issue of the mould which evidence showed the resident reported on 11 January 2024. The landlord’s delay in treating the mould far exceeded the timescales set out in its damp and mould policy. The landlord was not proactive in its actions, nor did it identify and remediate the mould as early as possible as set out in its policy.
  16. In this case the landlord was aware of the household’s vulnerabilities and its failure to act in line with its policy caused the resident distress.
  17. Evidence showed it took the landlord until 7 October 2025 to determine the issue with the electric shower. This was approximately 15 months after the resident first reported it was not working correctly in July 2024. And until 8 October 2025 to complete the remaining repairs in the bedroom and living room. This was approximately 20 months after the resident first reported them.
  18. The landlord’s delay in completing the repairs was inappropriate and far exceeded the timescales set out in its policy for routine repairs.
  19. Furthermore, despite the landlord reviewing its handling of the issues on 21 October 2025 and highlighting both the issue with the carpet and the front door as outstanding, it has yet to resolve these.
  20. In cases like this where the landlord has taken responsibility, apologised, and made an offer of compensation, we must consider if the redress offered by the landlord was reasonable.
  21. During the complaints process the landlord offered the resident £900 for its delays dealing with the repairs and £400 for the distress and inconvenience caused. However, it failed to learn from its mistakes and did not follow through on the agreements made at both stages of its complaints process. It took the landlord too long after its stage 2 complaint response to complete the repairs and we have seen very little evidence that it communicated with the resident about its progress. This caused the resident distress and inconvenience.
  22. The landlord offered the resident a further £900 outside of the complaints process as part of its ‘putting things right’ process. While it was reasonable for the landlord to review its handling of the complaint and make an additional offer of compensation for the continued delays, we would not consider this reasonable redress as it occurred after the landlord’s stage 2 complaint response. And after we started our investigation.
  23. Having carefully considered the evidence available we find maladministration for the landlord’s handling of the repairs. The landlord took too long to complete the repairs and failed to communicate effectively with the resident. The landlord has not provided any valid reasons for the delays, nor has it shown how it has learned from its failings.
  24. Its delays in dealing with the mould and resolving the shower functionality had a significant impact on the resident because of the known vulnerabilities in the household. Had it not been for the landlord acknowledging its failings and offering compensation we would have found severe maladministration for its handling of the repairs.
  25. In considering an offer of compensation we have referred to the landlord’s compensation policy and to our own remedies guidance. We are satisfied that the total compensation of £2,200, which includes the £900 offered by the landlord after the stage 2 response is proportionate to the failings identified and is in line with our remedies guidance for failures by a landlord that have had a significant impact on the resident. We will not be making any further order of compensation.

Complaint

The handling of the complaint

Finding

Service failure

  1. The landlord operates 2 stage complaints process compliant with our Complaint Handling Code (the Code).
  2. The landlord failed to acknowledge and respond to the resident’s complaints at both stages of the complaints process within the timescales set out in its own policy and the Code. This was not appropriate.
  3. It took the landlord 162 working days to respond to the resident’s stage 1 complaint and 100 working days to respond to the resident’s stage 2 complaint. Additionally, the landlord failed to provide the resident with a reason for the delay during the complaints process. This caused the resident distress and inconvenience and prolonged a resolution to the complaint.
  4. Furthermore, in its stage 1 complaint response the landlord provided a single point of contact for the resident and said it would keep in contact with the resident throughout the process. While this was a reasonable suggestion the landlord failed to follow through on this agreement which the resident said caused her further distress during a time when she said she was already dealing with challenging issues in her personal life.
  5. The resident spent more time than we consider reasonable seeking a response to her complaint. This was not appropriate.
  6. At both stages of the complaints process the landlord acknowledged it had taken longer than it should to provide a response. It apologised for this, and across both stages of the complaints process offered the resident £700 for its complaint handling failures. However, it did not show how it had learned from its mistakes.
  7. In cases like this where the landlord has acknowledged its failings, apologised, and offered compensation we must consider if the redress offered by the landlord was reasonable.
  8. Having carefully considered the evidence available we find service failure for the landlord’s handling of the complaint. This is because the landlord failed to follow through on the agreements made at both stages of the complaints process and this caused the resident distress and inconvenience. Additionally, during the complaint process it failed to say how it would prevent similar issues from reoccurring in the future.
  9. In considering an offer of compensation we have reviewed the landlord’s compensation policy and our own remedies guidance. The compensation offered by the landlord is proportionate the complaint handling failures identified, and we will not be making any further order of compensation.
  10. The landlord has said that it has implemented new ways of handling complaints and introduced a quality assurance framework with a quality checking process for complaint responses. Additionally, it said it regularly audits complaint responses and gives feedback to its complaints officers so they can learn and improve. We will therefore not be making any orders in respect of the landlord’s complaint handling.

Learning

  1. The landlord has said that following the conclusion of this complaint and in response to the Housing Ombudsman’s spotlight report on rebuilding trust it has strengthened its approach to contractor oversight to ensure accountability and quality in service delivery.

Knowledge information management (record keeping)

  1. The landlord has told us it has made improvements to its record-keeping ensuring housing staff have real-time access to repairs information.

Communication

  1. The landlord has acknowledged to us that there was a breakdown in communication with its repairs contractor. It said that since the conclusion of the complaint it will implement new systems to enable staff to log repairs with photos and reports, and to enable residents have real-time access to repair information. Therefore having greater visibility over their repairs.