Hyde Housing Association Limited (202432546)

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Decision

Case ID

202432546

Decision type

Investigation

Landlord

Hyde Housing Association Limited

Landlord type

Housing Association

Occupancy

Assured Tenancy

Date

26 February 2026

Background

  1. The resident’s tenancy started in February 2022, and the property is a 2-bedroom bungalow. The resident complained about damp and mould in the property in July 2024. She said it had been an ongoing issue for 2 years and it was affecting her children’s health. She completed the landlord’s complaint process in November 2024 and brought her complaint to us, as she remained unhappy with the landlord’s handling of the damp and mould.

What the complaint is about

  1. The complaint is about the landlord’s response to reports of damp and mould.
  2. The landlord’s handling of the complaint.

Our decision (determination)

  1. We have found No Maladministration in the landlord’s response to reports of damp and mould.
  2. We have found Service failure with the landlord’s handling of the complaint.

We have made orders for the landlord to put things right.

Summary of reasons

The damp and mould

  1. The evidence seen shows the landlord inspected the property, checked for structural defects, adjusted heating settings, and progressed cavity wall insulation works within a reasonable timeframe. Although the resident remained dissatisfied and concerned about the impact of the damp and mould, the evidence demonstrates that the landlord took reasonable steps to investigate and resolve the issues.

The complaint

  1. The landlord issued its complaint responses in a timely manner, but its stage 1 response did not clearly set out the scope of its investigation or fully explain its reasoning. Although the landlord acknowledged these failings at stage 2 and offered £50 in compensatory redress, it did not clearly outline the learning identified or how it would embed this to prevent recurrence. We therefore find Service failure in the landlord’s complaint handling but consider the £50 offered to be proportionate redress.

Putting things right

Where we find service failure, maladministration or severe maladministration we can make orders for the landlord to put things right. We have the discretion to make recommendations in all other cases within our jurisdiction.

Orders

Landlords must comply with our orders in the manner and timescales we specify. The landlord must provide documentary evidence of compliance with our orders by the due date set.

Order

What the landlord must do

Due date

1

Apology order

The landlord must apologise in writing to the resident for the failures identified in this report. The landlord must ensure:

  • The apology is specific to the failures identified in this decision, meaningful and empathetic.
  • It has due regard to our apologies guidance.

No later than

27 March 2026 

2

The landlord must pay its previous offer £50 for the complaint handling failings, if it has not already done so.

The landlord must provide evidence it has made this payment directly to the resident.

No later than

27 March 2026 

 

Our investigation

The complaint procedure

Date

What happened

Before September 2024

The evidence seen shows that before the resident made her formal complaint in September 2024, the landlord had undertaken works and investigations in response to concerns about damp and mould.

The bungalow was part of the landlord’s Social Housing Decarbonisation Fund programme and in August 2024 the landlord replaced the roof, installed solar panels. It also upgraded the insulation and ventilation.

30 September 2024

The resident complained to the landlord. She said that:

  • There was an ongoing mould problem, and it started in 2023.
  • A surveyor has assessed the property, and the landlord has attempted repairs but there has not been a lasting resolution.
  • The mould is now affecting her daughter’s health, and she has a severe chest infection. For which, she is on the “strongest antibiotics.”
  • She is worried that her daughter’s condition could deteriorate and she’s not had any update from the landlord “since July.”
  • There is a hole in her roof, which was originally for a solar panel, but the landlord did not fit the panel and left the space empty.
  • Mould is now growing on the child’s mattress. She has put on the bathroom extractor fan, but it has not made “any difference.”

3 October 2024

The landlord provided a complaint acknowledgement email and a

response, and it said:

  • It will investigate the mould, the hole in the roof and the extractor fan.
  • It will provide a response by 22 October 2024.

 

The landlord fixed the hole in the roof on 3 October.

18 October 2024

The landlord provided a complaint acknowledgement email and a

response, and it said:

  • On 11 October 2024, a surveyor attended to assess the property in relation to the reports of damp, mould and condensation.
  • The surveyor reported that they observed clothes drying in the children’s bedrooms, which he believed to be contributing to the “smell of condensation.”
  • Most of the doors in the property were seen to be left open”, this was allowing steam to “build in the kitchen and circulate around the property.
  • “Almost every radiator in the property was blocked by furniture or doors were wedged against them and the trick vents in the property were closed.”
  • The surveyor used equipment to measure the moisture on the external walls and did not find high levels of moisture.
  • During the appointment the resident told the surveyor that the heating comes on at “random times”, and the landlord responded by arranging their heating contractor to visit the property to check if everything is working correctly.
  • Following previous reports of damp and mould, the landlord responded by arranging contractors to check the functionality of the extractor fan and left it in good working condition.
  • It understood that the resident believes that the mould is affecting the children’s health.
  • It provided the resident with brochures and information to manage damp within the property.
  • It did not uphold the complaint or offer any compensatory redress.

24 October 2024

The resident escalated her complaint and said:

  • She is unhappy with the results of the stage 1 investigation. The landlord needs to establish the “root cause of the mould.”
  • She left the doors open on the advice of the mould team and the local authority.
  • The mould wash was only a “temporary fix.”
  • The landlord should investigate possible issues with “damp proofing, guttering and internal plasterboard.”
  • The mould has been growing on her daughter’s cot, and her child has had “pneumonia 5 times and is now using an inhaler and regular antibiotics.”  

31 October 2024

The landlord provided an escalation acknowledgement, and it said:

  • The landlord’s Head of Maintenance will review the complaint.
  • She has asked for a full investigation to establish the root cause and provide clarity.
  • It understood that the damp and mould is affecting the health of the resident’s family and damaging her belongings. It asked for photographic evidence to support this.
  • It will provide a response by 28 November 2024.

25 November 2024

The landlord provided its stage 2 response, and it said:

  • It defined the complaint as “ongoing damp and mould issues in the residents home.”
  • It did not fail in the “service it provided” and it therefore did not uphold the residents complaint. It was sorry and understood that this is not the response the resident hoped for.
  • Multiple strategies had been used to mitigate the damp within the property, but it understood that the damp was affecting her children’s health and damaging her belongings.
  • On 18 October 2024 a surveyor attended found no elevated levels of moisture. They found the trickle vents were closed, and furniture blocked the radiators.
  • They did say there was a possible issue with the cavity wall insulation (CWI) and so the landlord arranged for a further survey.
  • For the heating, a contractor attended to adjust the heating settings.
  • It replaced the roof, installed solar panels and upgraded the loft insulation and ventilation as part of its programme of works. It also installed extractor fans without switches to ensure they could ventilate the home throughout the day and night.
  • The surveyor discovered “void areas” in the CWI, during a survey on 21 October. The surveyor recommended full extraction and reinjection of the diamond bonded bead insulation. The landlord completed this on 5 November 2024.
  • The landlord said that these works were additional and “would not be the cause of the damp and mould.” It had completed several repairs to the structure of the home but had been unable to find evidence that the structure was the cause.
  • “Overcrowding” may exacerbate damp and mould, which can limit proper ventilation and increase humidity levels. It signposted the resident to information about managing the damp, mould and condensation.
  • As it did not find evidence it had failed in addressing the damp and mould, it could not reimburse the resident for the damage to personal items. It apologised for this.
  • It provided information about housing options for the resident to apply for a larger property.
  • It identified complaint handling failings and offered £50 compensation for the complaint handling experience in line with its published policy.

Referral to the Ombudsman

The resident brought her complaint to this Service and she said:

  • She was experiencing ongoing damp and mould in the property, and it was affecting her children’s health.
  • She would like the landlord to resolve the issues.

 

What we found and why

The circumstances of this complaint are well known by the parties involved, so it is not necessary to detail everything that’s happened or comment on all the information we’ve reviewed. We’ve only included the key information that forms the basis of our decision of whether the landlord is responsible for maladministration.

Complaint

The landlord’s handling of the reports of damp and mould

Finding

No maladministration

What we have not investigated and why

  1. We recognise that this has been a difficult experience for the resident and that she provided detailed documentation about the impact of the damp and mould. However, this Service cannot assess or reach a legally binding determination of the level of health impacts reported by the resident. We can however consider how the landlord responded to the resident’s reports and whether it took account of vulnerable occupants in the property and suitably adjusted its practices. Therefore, if the resident wishes to pursue this aspect of the case further, she may wish to seek independent legal advice.

What we have investigated

  1. The Ombudsman’s Spotlight report on damp and mould makes clear that landlords should not attribute reports of damp and mould as lifestyle-related without undertaking appropriate investigations to identify any potential structural causes. From evidence seen, the resident first reported the damp and mould in October 2023. In the 2 months that followed, the landlord completed a mould wash to the affected areas, surveyed the roof for the source of water ingress and completed several repairs air vents and air bricks. It also cleared the ventilation unit in the hallway.
  2. In September 2024 the resident complained about ongoing damp and mould and raised concerns about the impact on her children’s health. Following these reports, the evidence seen shows that the landlord arranged for a survey of the property in October 2024. During that inspection, the external walls were checked and did not identify high levels of moisture. The landlord also noted that trickle vents were closed, the radiators were obstructed by furniture, and that clothes were being dried indoors.
  3. The landlord did not rely solely on these observations. In October 2024, it arranged for its heating contractor to attend and adjust the heating settings, and it also referred the property for a cavity wall insulation (CWI) inspection. This inspection identified void areas within the cavity wall insulation and recommended full extraction and reinjection. The evidence shows the landlord completed a mould wash and the CWI work in November 2024.
  4. We have carefully considered whether the landlord’s reliance on lifestyle-related factors was consistent with the principles set out in the Spotlight report. While the landlord’s stage 1 response placed significant emphasis on ventilation and occupancy factors, the evidence seen demonstrates that it also explored potential structural causes. It undertook a survey, checked the roof, reviewed ventilation arrangements, adjusted the heating system, and progressed cavity wall extraction works between October and November 2024.
  5. There has been no independent evidence seen to show that a known structural defect was left unresolved or that the landlord failed to act on expert recommendations.
  6. The resident told this Service that she and her family have since moved to a different property. While she reported that her children’s health has improved since moving, this Service is unable to draw conclusions about causation, and this information has not been a determinative factor in the findings set out in this report.
  7. In the circumstances, the Ombudsman finds that the landlord took reasonable and proportionate steps to investigate and address the reported damp and mould. While the resident remained dissatisfied with the outcome, there is insufficient evidence to conclude that the landlord failed to meet its repair obligations. Accordingly, there was No Maladministration in the landlord’s handling of damp and mould.

Complaint

The handling of the complaint

Finding

Service failure

  1. The landlord issued both its complaint responses within its published timescales. Its stage 1 response was brief and placed over emphasis on lifestyle factors without clearly setting out the scope of its investigation or addressing all of the resident’s concerns in detail.
  2. The landlord subsequently acknowledged these shortcomings in its stage 2 response and offered £50 compensation. However, the initial response did not fully demonstrate that all aspects of the complaint had been carefully considered, nor did it clearly explain the technical reasoning behind its conclusions.
  3. It also failed to outline learning from the failing identified or detail how it would embed this learning to prevent similar failings from occurring in the future. Therefore, this Service cannot find reasonable redress in this matter.
  4. While the landlord’s stage 1 response did not fully comply with the requirements of the Code, the landlord identified failings in its complaint handling and offered £50 to the resident. We consider this sum to be proportionate to the level of time and trouble caused and so no further financial remedy is required.
  5. We find Service failure in the landlord’s handling of the complaint and the landlord should pay the resident the £50 it has previously offered, if it has not already done so.

Learning

  1. This case highlights the importance of the landlord clearly identifying learning from complaint handling failures and explaining how that learning will be embedded in practice to eliminate repeated failings.

Knowledge information management (record keeping)

  1. The evidence provided demonstrates that the landlord maintained appropriate records of inspections and works.

Communication

  1. The landlord maintained timely correspondence with the resident and progressed works without undue delay.