Peabody Trust (202320040)

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Decision

Case ID

202320040

Decision type

Investigation

Landlord

Peabody Trust

Landlord type

Housing Association

Occupancy

Leaseholder

Date

27 November 2025

Background

  1. The landlord uses an External Managing Agent (EMA) to provide services. The resident complained in May 2023 that he had not received a breakdown of service charges during the 2 years he had lived at the property.

What the complaint is about

  1. The complaint is about the landlord’s:
    1. Response to the resident’s request for information about service charges.
    2. Complaint handling.

Our decision (determination)

  1. There was reasonable redress in the landlord’s:
    1. Response to the resident’s request for information about service charges.
    2. Complaint handling.
  2. We have made no orders for the landlord to put things right.

Summary of reasons

  1. The landlord provided detailed service charge breakdowns in the stage 2 complaint response and offered reasonable compensation.
  2. The landlord acknowledged the delay in giving its complaint responses and offered reasonable compensation.


Our investigation

The complaint procedure

Date

What happened

15 May 2023

The resident complained as he was concerned that he had lived at the property for 2 years but had not received a breakdown of the service charges for the building.

8 June 2023

The landlord provided its stage 1 response and said:

  • Service charges before April 2023 were meant to be charged from an EMA, however there was an error, and no charges were given to the resident before this period.
  • The landlord would not be seeking to recover any service charges from before 1 April 2022, but it was working out the service charges due for the period of 01 April 2022 to 31 March 2023 and would issue a demand once completed.
  • For the period 01 April 2023 to 31 March 2024, the resident was already paying a monthly instalment which would continue.
  • The landlord offered compensation of £35 total to reflect time, trouble, inconvenience and poor complaint handling.

21 July 2023

The resident escalated the complaint to stage 2 as he was dissatisfied with the response.

2 November 2023

The landlord provided its stage 2 response and provided copies of the 2022 and 2023 budgets which provided a detailed breakdown of all costs for the individual property. The landlord apologised for failing to respond in a reasonable time frame and offered further compensation of £275 (including £200 for poor complaint handling and £75 for time, trouble and inconvenience).

5 October 2023

Referral to the Ombudsman

The resident said that the stage 1 complaint response did not include the information he was looking for and he had contacted the landlord 13 times for a stage 2 complaint response.

 

What we found and why

The circumstances of this complaint are well known by the parties involved, so it is not necessary to detail everything that’s happened or comment on all the information we’ve reviewed. We’ve only included the key information that forms the basis of our decision of whether the landlord is responsible for maladministration.

Complaint

Response to the resident’s request for information about service charges.

Finding

Reasonable redress

  1. Evidence shows the resident made a complaint on 15 May 2023; there is no evidence that this request had been made before this date. Within the complaint, the resident said that he was concerned that he had not received a summary of charges for the building as he had been at the property for 2 years and never received a breakdown.
  2. The landlord apologised and explained in the stage 1 response the service charges were supposed to be charged directly from the EMA, but this was not actioned properly. The landlord explained it was working out the service charge breakdown for the April 2022 to March 2023 period, although it failed to comment on the current year’s estimation (April 2023 to March 2024). This was not reasonable, as the resident had requested a breakdown and although the landlord apologised and explained that it was working out the previous year’s breakdown, the landlord failed to explain why it was unable to provide a breakdown for the current year.
  3. The resident responded on the same day and explained he was looking for information about the service charges for April 2023 to March 2024. He contacted the landlord on multiple occasions requesting updates. The landlord apologised for the delay and explained it was chasing the EMA for the breakdown requested and would share the information when they received it. Though the landlord delayed in responding to the resident’s requests, the response was deemed reasonable, as the landlord was unable to determine the EMA’s response times. However, the resident continued to request updates from the landlord without success from August 2023. This was a missed opportunity, and the landlord should have provided updates to the resident in the interim while waiting for the EMA’s response.
  4. The landlord gave the information requested within its stage 2 response. It also apologised for the delays to giving responses and offered further compensation of £75 for the time, trouble and inconvenience. The compensation offered has been considered holistically in relation to the whole case as the landlord said this was for delays, poor complaint handling and time, trouble and inconvenience. In our view, its actions resolved the complaint satisfactorily.

Complaint

The handling of the complaint

Finding

Reasonable redress

  1. The resident raised his complaint on 15 May 2023 which was responded to on 8 June 2023. The landlord’s complaint policy says that stage 1 complaints should be responded to within 10 working days. The landlord failed to meet the complaint policy timeframe and responded to the complaint in 17 working days. However, the landlord acknowledged this failing and awarded compensation which was deemed reasonable for the delay.
  2. On 21 July 2023, the resident requested an escalation to stage 2 as he was unhappy with the stage 1 complaint response. The landlord provided the stage 2 complaint response on 2 November 2023. The landlord’s complaint policy says that stage 2 complaints should be responded to within 20 working days. The landlord failed to meet the complaint policy timeframe and responded to the complaint in 74 working days. However, the landlord acknowledged this failing and awarded additional compensation of £200 in recognition of poor complaint handling. This was deemed reasonable redress for the overall failings.

Learning

  1. The landlord failed to provide the initial complaint to the Ombudsman when originally requested. It should make sure it sends all relevant information for future investigations.