Wandle Housing Association Limited (202337457)

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Decision

Case ID

202337457

Decision type

Investigation

Landlord

Wandle Housing Association Limited

Landlord type

Housing Association

Occupancy

Secure Tenancy

Date

12 November 2025

Background

  1. The resident lives in a 4-bedroom house. She made a service request in August 2023 that a piece of coving had fallen from the ceiling and struck her on the head. The landlord attended to this and a second repair to a separate piece of coving. The resident raised concerns with the landlord about the possibility of further coving falling off. The landlord instructed a surveyor and all work was completed in December 2023.

What the complaint is about

  1. The resident’s complaint is about:
    1. The landlord’s handling of a repair to the property’s coving.
    2. The associated complaint.

Our decision (determination)

  1. The landlord has made an offer of reasonable redress prior to our investigation which, in our opinion, resolves the complaint about its handling of a repair to the property’s coving satisfactorily.
  2. We have found service failure in the landlord’s handling of the complaint.

We have made orders for the landlord to put things right.

Summary of reasons

The landlord’s handling of a repair to the property’s coving

  1. The landlord provided a response which acknowledged the failings we identified in this report and offered fair compensation. This was reasonable and consistent with the Ombudsman’s Dispute Resolution Principles.

The handling of the complaint

  1. Although the landlord’s initial complaint handling at stage 1 was in line with its own complaint handling procedure its stage 2 response was not. It failed to identify the resident’s initial escalation, which was part of the reason for its delayed stage 2 response.
  2. The landlord failed to acknowledge this in its stage 2 complaint response and as such did not offer any redress or show any learning.

Putting things right

Where we find service failure, maladministration or severe maladministration we can make orders for the landlord to put things right. We have the discretion to make recommendations in all other cases within our jurisdiction.

Orders

Landlords must comply with our orders in the manner and timescales we specify. The landlord must provide documentary evidence of compliance with our orders by the due date set.

Order

What the landlord must do

Due date

1

Apology order

The landlord must apologise in writing to the resident for its complaint handling failures identified in this report. The apology should have due regard to our apologies guidance.

No later than

10 December 2025

Order

What the landlord must do

Due date

2

Compensation order

The landlord must pay the resident £100 to recognise the distress and inconvenience caused by its complaint handling failure.

This must be paid directly to the resident by the due date. The landlord must provide documentary evidence of the payment to us by the due date.

 

No later than

10 December 2025

 

Recommendations

Our recommendations are not binding, and a landlord may decide not to follow them.

Our recommendations

We recommend the landlord contacts the resident and re-offers her £400 total compensation for its handling of a repair to the property’s coving.


Our investigation

The complaint procedure

Date

What happened

31 August 2023

The resident raised her complaint regarding the landlord’s handling of a

repair to the property’s coving. She said the coving fell onto her head on 24 August 2023 causing her injury. She said the landlord attended the service request on 29 August 2023 and refixed the coving to the ceiling. However the resident said this has now made her anxious as she feared more could fall down.

20 September 2023

In its stage 1 complaint response, the landlord acknowledged the resident’s concerns about the coving and her anxiety following the incident. It stated that the repair team had responded promptly and, in recognition of her distress, committed to sending a supervisor to inspect the remaining coving. The landlord offered £100 compensation for the distress and inconvenience caused.

27 September 2023

The resident escalated her complaint, stating that the landlord had failed

to address her personal injury concerns. She said she was further

distressed when a second piece of coving fell in her bedroom. The

landlord responded the same day, committing to send a surveyor, who

attended 2 days later. Despite this, the resident continued to chase the

escalation, noting that her personal injury complaint was being

ignored.

16 January 2024

The landlord issued its stage 2 complaint response, acknowledging its

failure to address the resident’s report of injury in its stage 1 response.

It explained it did not deal with personal injury claims through its

complaints procedure but had spoken to its insurance department. The

landlord apologised this had not been explained to her earlier and

provided her with an insurance claim form and a leaflet outlining the

claims process. The landlord apologised it had not fully completed the

repairs to the coving within 28 days.

As part of its stage 2 response, the landlord offered the resident a total

of £400 in discretionary compensation comprising of:

  • £100 offered at stage 1 for the distress and inconvenience caused.
  • £200 for the delay in providing the accurate information regarding the personal injury process.
  • £100 for the extended time it took to conclude the followon works to the coving.

Referral to the Ombudsman

The resident escalated her complaint to us as she was unhappy with the landlord’s handling of her concerns about the property condition. This included the damage to the ceiling and leaks. She has requested that the landlord carry out the necessary repairs to address and resolve her concerns..

 


What we found and why

The circumstances of this complaint are well known by the parties involved, so it is not necessary to detail everything that’s happened or comment on all the information we’ve reviewed. We’ve only included the key information that forms the basis of our decision of whether the landlord is responsible for maladministration.

Complaint

The landlord’s handling of a repair to the property’s coving

Finding

Reasonable redress

What we have not looked at

  1. The resident informed us that a piece of fallen coving caused her physical injury and anxiety. They have submitted a public liability insurance claim through the landlord’s insurer. As this matter involves personal injury, should she wish top progress this concern, it is most appropriately addressed by the courts, which can rely on independent medical evidence to determine the cause and duration of any harm suffered. Accordingly, we have not pursued further investigation into this aspect. However, we are able to consider whether the landlord should offer compensation for any distress and inconvenience experienced by the resident.
  2. In the resident’s complaint to us she raised issues with a leak and the property’s ceiling. In the interest of fairness, the scope of this investigation is limited to the issues raised during the resident’s formal complaint. This is because the landlord needs to be given a fair opportunity to investigate and respond to any reported dissatisfaction with its actions prior to our involvement. Any new issues that have not been subject to a formal complaint can be raised directly with the landlord and progressed as a new formal complaint if required.

The landlord’s handling of a repair to the property’s coving

  1. The landlord has not disputed it was responsible for the repair to the coving which is in line with its tenancy agreement.
  2. The landlord was responsive to the initial service request regarding the coving and attended within 4 days of it being reported on 25 August 2023. This was an appropriate response considering the resident’s reported anxiety.
  3. The landlord’s repair log of 29 September 2023 indicates it fixed a second piece of coving which had fallen off on 18 September 2023. The resident has disputed this and the landlord’s complaint responses state that although it attempted repairs in October 2023 the full repair to the coving was not completed until December 2023.
  4. In the landlord’s complaint responses it acknowledged there was an unreasonable delay with the second repair. It said the repair should have been fully completed within 28 days which reflects its commitment within its responsive repair policy. It apologised and offered the resident £100 compensation for this.
  5. The landlord at stage 1 failed to address the resident’s complaint about the injury caused by the falling piece of coving. We have seen emails where the resident was chasing a reply to this with no response which was not appropriate. The landlord rectified this in its stage 2 complaint response by providing the resident with an insurance claim form with clear claim instructions. It also apologised and offered her £200 compensation for its failure. It also offered the resident £100 compensation within its complaint response for the distress and inconvenience caused.
  6. The landlord provided a response which acknowledged its failings identified in this report. Its total offer of £400 compensation was fair, and consistent with our Dispute Resolution Principles. Accordingly, a finding of reasonable redress has been made.

Complaint

The handling of the complaint

Finding

Service failure

  1. The landlord appropriately followed its own complaint procedures at stage 1 by acknowledging the complaint of 31 August 2023 within 5 working days. Although the stage 1 response of 20 September 2023 was issued 1 day beyond the 10-working-day timeframe set out in its complaints policy, this minor delay did not negatively impact the resident.
  2. In the landlord’s stage 1 response it showed it understood the resident’s anxiety and arranged the rest of the coving to be checked by a supervisor. Although its offer of £100 was a positive step to take it failed to acknowledge and respond to the personal injury aspect of her complaint. Its failure to do so caused the resident to escalate her complaint.
  3. The landlord however failed to escalate the resident’s complaint on 27 September 2023. In accordance with the Housing Ombudsman Service’s Complaint Handling Code (“the Code”), if a complaint is not resolved to the resident’s satisfaction at stage 1, it must be progressed to stage 2. The Code does not require the resident to explicitly request escalation. Therefore, the dissatisfaction expressed by the resident on 27 September 2023 should have triggered an escalation. The landlord’s failure to do so resulted in the resident having to chase a response on 6 and 30 October 2023.
  4. The landlord treated the resident’s email of 30 October 2023 as the escalation request and acknowledged it on the same day. However, this acknowledgement should have occurred within 5 working days of 27 September 2023. As such, the landlord’s response was not reasonable.
  5. The landlord issued its stage 2 complaint response on 16 January 2024, which was 76 working days after the escalation date of 27 September 2023. This exceeded the 25-working-day timeframe (including five days for acknowledgement) set out in its complaints policy and the Code by 51 working days. This was unreasonable and delayed the resident’s ability to escalate her complaint to us. It would have been appropriate for the landlord to have evidenced it had kept the resident updated an advised her of any possible extensions.
  6. Given the poor complaint handling and lack of redress offered we find there was service failure in the landlord’s handling of the complaint. We have made an order for the landlord to pay the resident £100 compensation. This sum is in line with our remedies guidance where there were minor failures by the landlord in the service it provided and it did not appropriately acknowledge these and fully put them right.
  7. It is concerning the landlord did not acknowledge its complaint handling failures in its delayed stage 2 response. We have therefore made an order for the landlord to write to the resident and apologise for this.
  8. We note that the landlord’s complaint handling has been subject to a special investigation by us. The landlord has since committed to improving its service and has developed a plan to address identified issues. In light of this, we have not issued a learning order in relation to complaint handling.

Learning

  1. Although the landlord’s complaint handling was poor it has had made efforts to rectify that.

Knowledge information management (record keeping)

  1. The landlord’s record keeping about the repair to the second piece of coving was unclear meaning we did not know the correct date it was repaired.

Communication

  1. The landlord was responsive in all communication other than its complaint handling, which has been covered in this report.