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Bristol City Council (202415249)

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Decision

Case ID

202415249

Decision type

Investigation

Landlord

Bristol City Council

Landlord type

Local Authority / ALMO or TMO

Occupancy

Secure Tenancy

Date

30 October 2025

Background

  1. The resident lives in a 1-bedroom concrete bungalow. The landlord’s records show that she has long-term illness, and disability.

What the complaint is about

  1. The complaint is about the landlord’s handling of the resident’s request for cavity wall insulation and reports of associated damp.
  2. We have also investigated the landlord’s complaint handling.

Our decision (determination)

  1. We have found that:
    1. There was service failure in the landlord’s response to the resident’s request for cavity wall insulation and associated damp.
    2. There was maladministration in the landlord’s complaint handling.

We have made orders for the landlord to put things right.

Summary of reasons

Insulation

  1. The landlord took 4 months to attend following the residents reports of damp and mould. However, it has since tested the internal walls twice and found them to be dry. It has stated that the property does not have cavity walls and provided evidence that it fitted external wall insulation in 2016.

Complaint handling

  1. The landlord failed to provide a response to the resident’s complaint until she chased it and then sought legal advice. It also did not complete the remedies it offered to put things right.

 


Putting things right

Where we find service failure, maladministration, or severe maladministration we can make orders for the landlord to put things right. We have the discretion to make recommendations in all other cases within our jurisdiction.

Orders

Landlords must comply with our orders in the manner and timescales we specify. The landlord must provide documentary evidence of compliance with our orders by the due date set.

Order

What the landlord must do

Due date

1           

Apology order

 

The landlord must apologise in writing to the resident for the failures identified in this report. The landlord must ensure:

The apology is provided by a manager.

The apology is specific to the failures identified in this decision, meaningful and empathetic.

It has due regard to our apologies guidance.

No later than

27 November 2025

2           

Compensation order

The landlord must pay the resident £350 made up as follows:

  • £ 200 for the time, trouble, distress, and inconvenience caused by its failures in handling her request for insulation and associated damp.
  • £150 for the time, trouble, distress, and inconvenience caused by its complaint handling failures.

 

No later than

27 November 2025

3           

The landlord must contact the resident to offer to drill through the wall of the property again to demonstrate that the wall has external insulation and no cavity wall. If the resident agrees to this it should book an appointment to complete the job by the due date.

No later than

22 December 2025

 

Recommendations

Our recommendations are not binding, and a landlord may decide not to follow them.

Our recommendations

The landlord should contact the resident to ask her if she would like a referral for budgeting advice. It should make an appropriate referral if she feels it would be beneficial.

 

The landlord should ensure that it has installed the new humidity-controlled fan as promised. It should check humidity levels within the property again to ensure that this has improved the readings.


 


Our investigation

The complaint procedure

Date

What happened

6 May 2023

The resident raised a complaint. She said that:

  • The previous tenant of the property had refused to have cavity wall insulation installed.
  • The outer wall of the property was constantly damp.
  • The landlord had told her that there was external insulation on the property but she did not agree.
  • Putting the heating on was a waste of time because the rooms did not retain heat.
  • She would like wall insulation.

9 May 2023

The landlord acknowledged receipt of the complaint and said it would respond by 30 May 2023.

6 July 2023

The resident chased a response to her complaint.

12 March 2024

The landlord provided a stage 1 complaint response. It said that this was in response to a complaint made by the resident’s solicitor on her behalf. It said that:

  • The resident had reported damp on 20 April 2023.
  • A surveyor attended on 22 August 2023 and 26 October 2023 but could not access the property.
  • She reported the issue again on 2 November 2023 and the landlord inspected the property on 29 January 2024.
  • It took moisture readings from the walls throughout the property which concluded that the property was dry with no evidence of any areas showing moisture above the normal range.
  • However, the humidity levels within the rooms were high. It gave advice that the resident should open the trickle vents in the windows. It noted that the bathroom extractor fan had also been disconnected. It said that it would replace this with a humidity-controlled fan.
  • The temperature of the walls at ceiling height was lower, which was normal. However, it would add extra loft insulation.
  • The property did not have cavity walls.
  • It offered £132.24 compensation for the delay in attending her reports of damp.

12 June 2024

The resident asked the landlord to escalate the complaint to stage 2 of the complaints process. She said that her main concern was that she had no cavity wall insulation. She said that black mould was growing behind the plasterboard in the bathroom and she believed this would make her ill.

She did not want any further work done to the property until the insulation was addressed.

15 July 2024

The landlord provided a stage 2 complaint response. It said that:

  • It had explained to the resident face to face and in writing that the bungalow did not have cavity walls.
  • It had also offered to drill a hole through the wall and pass a camera through to demonstrate this.
  • It had offered to complete repairs identified at its inspection.
  • It upheld her complaint regarding the delay in attending the reports of damp in April 2023 and apologised for the distress and inconvenience this caused.
  • It was unable to uphold her complaint with regards to the provision of cavity wall insulation.

Referral to the Ombudsman

The resident contacted us because she was not happy with the landlord’s response. She has had a heat surveillance report commissioned which she said showed that her property is colder the adjacent properties from the outside. She said she has not received the compensation offered, or the extra loft insulation. She finds the property unaffordable to heat.

 


What we found and why

The circumstances of this complaint are well known by the parties involved, so it is not necessary to detail everything that’s happened or comment on all the information we’ve reviewed. We’ve only included the key information that forms the basis of our decision of whether the landlord is responsible for maladministration.

Complaint

Wall insulation and damp

Finding

Service failure

  1. The landlord’s damp and mould policy says that it has a zero-tolerance approach to tackling damp and mould and that it will respond quickly to reports of damp and mould.
  2. There is evidence that the resident reported the damp and mould on 20 April 2023. The landlord took 4 months to attend the property to inspect the issue. It could not access the property and then took a further 2 months to return to try and inspect again. It cancelled the job after this because it still could not gain access. These lengthy and unacceptable delays were not in line with its policy and caused the resident distress and inconvenience. It also cost her time and trouble raising a complaint and seeking legal advice.
  3. After the resident’s solicitor contacted the landlord, it attended the property to take moisture readings, which was an appropriate action to take. The readings taken did not show that there was a damp issue within the property although humidity levels were reportedly high. The landlord offered to replace the extractor fan in the bathroom and fit extra loft insulation. However, the resident has advised us that it has not installed any extra loft insulation.
  4. The landlord told the resident that the property does not have cavity walls and therefore it cannot install cavity wall insulation. It has also provided evidence that it fitted external wall insulation in the form of a 25-year guarantee certificate dated 27 June 2016. It said that it also offered to drill a hole through the wall and pass a camera through also to demonstrate that there is no cavity. This is something that the resident has told us she would like done. It is unclear why it did not complete this action. We have therefore included this in the orders we have made.
  5. The landlord completed a further investigation report regarding repairs on 3 September 2024. This concluded that an external wall insulation system is in place. The moisture readings all indicated that the property was dry and the insulation was intact and functioning correctly. The resident has advised us that she has since commissioned a heat surveillance survey which shows that her property is 4 degrees lower in temperature on the outside than other properties in the locality However, this could be due to a number of reasons.

Complaint

The handling of the complaint

Finding

Maladministration

  1. The Housing Ombudsman’s complaint handling code (the Code) says that landlords must respond to stage 1 complaints within 10 working days.
  2. In this case we have seen no evidence that the landlord initially responded to the resident’s complaint of 6 May 2023. This cost her time and trouble because she chased a response on 6 July 2023 and then approached a solicitor for help. Following this the landlord provided a stage 1 complaint response but this was 217 working days after the resident first complained. This unacceptable and significant delay and failure to follow the Code caused the resident distress and inconvenience and undermined her faith in the complaints process.
  3. The Code also says that landlords must follow remedies through to completion.
  4. In this case the landlord offered to install extra loft insulation and offered compensation to the resident. However, she has advised us that it has not completed either of these remedies. She reports that this has further undermined her faith in the complaints process.

Learning

  1. The landlord should ensure that it has robust systems in place to make sure that it logs and responds to all complaints within the timescales stipulated in the Code.

Knowledge information management (record keeping)

  1. The landlord should make sure that it keeps all records accurately with corresponding dates.